Review by Indian Money dot com Promotes Financial Inclusion in Association with Max Life Insurance

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IndianMoney.com review, is offering a group term insurance plan in association with Max Life. This insurance plan comes with a myriad of benefits such as paperless transactions, one-time premium, and even no medical test for prospects with income below Rs 3 lakh.

C S Sudheer, Founder, IndianMoney Group said, “Insurance reach in India stands low owing to the dearth of financial literacy. Affordability is the key which has to be addressed at the time of bringing the uninsured segment within the purview of financial inclusion. With Indian Money Review launching this group term plan, we will bring the majority population within the ambit of financial inclusion”

Speaking on the partnership, V. Viswanand, Deputy Managing Director, Max Life said, “There is a tremendous scope to increase the life insurance penetration in India. Through this partnership we aim to make formal financial services and specifically life insurance more accessible to a larger segment of the population, thereby increasing the financial protection of the country”.

In association with Max Life, Indian Money dot com review will be offering group term insurance to its existing customer base of more than 5 million on a voluntary basis. The cover would range from Rs10 lakh to Rs20 lakh. Term of the insurance cover for members will be of one year from the Effective Date of Coverage (EDC) as mentioned in the Certificate of Insurance. People aged between 18 to 45 will be covered under this policy.

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Indianmoney Review Bangalore – Top Life Insurance Riders That You Must Know

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It’s great that you have availed a life insurance policy to protect the future of loved ones. In this World of uncertainty, only life insurance can provide for your family when there is a loss of income on an unexpected demise.

As Per Indianmoney Review Bangalore, if you are the breadwinner of your family, then it is extremely important for you to avail a life insurance policy. Life insurance plan covers the risk of death of the policyholder, within the term of the plan. The main purpose of availing a life insurance policy is to substitute for loss of income, when the breadwinner of the family passes away.

Indian money Review Term Life insurance policies are pure risk protection plans with no survival benefits. Life insurer pays out the sum assured or death benefits to the nominee or beneficiary, when the insured dies within the term of the plan. This helps family members continue leading the current lifestyle.

Types of Life Insurance:

  • Term Life Insurance Policy
  • Unit Linked Insurance Plan (ULIP)
  • Endowment Policy
  • Money Back Policy
  • Whole life Insurance Policy
  • Child Insurance Plans
  • Annuity Plans for retirement

To choose the right life insurance policy, you must first understand your requirements. Analyze family’s lifestyle, future expenses and liabilities. Your life insurance policy must be able to take care of all these needs. To get an idea on how much life insurance you need, take a look at IndianMoney.com HLV Calculator.

You can increase the sum assured by availing riders or add-on features, along with a life insurance policy. Indianmoney dot com review Riders alone pay a considerable sum if the insured happens to meet specific incidents, as specified under the rider. Riders offer rider sum assured at additional premiums.

Want to know more on Term Life Insurance? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products.

Have a complaint against any company? IndianMoney.com’s complaint portal Iamcheated.com can help you resolve the issue. Just visit IamCheated.com and lodge your complaint. If you want to post a review on any company you can post it on Indianmoney.com review and complaint portal IamCheated.com.

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C S Sudheer Indian Money Review of Different Types of Direct Taxes

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What are direct taxes and what are the different types of direct taxes? Let us find an answer to these questions in this Indian Money review of direct taxes.

Direct Taxes and Their Types

Direct taxes are the taxes that are paid by businesses and individuals to government. As per IndianMoney.com Bangalore review, these taxes are levied as per profit levels and income of entities and individuals. Thus, if you are earning more than taxes you pay will be higher.

We will now go through details of different direct taxes that are levied by the government.

Different Types of Direct Taxes

Income Tax

As per Indian Money dot com Bangalore, this tax is charged as per level of income a person has. Moreover, this tax is decided on the basis of taxable income a person earns. There are different categories on the basis of which income tax amount is calculated.

  1. Income earned by businesses and professionals.
  2. Salary income.
  3. Income earned from properties.
  4. Capital gains.
  5. Income from all other sources.

Wealth Tax

The basis for this tax is the gains made through property ownership by people. The wealth tax is decided on the basis of present market price of the property.

Capital Gains Tax: As per C. S. Sudheer review, this tax is charged when any investment or asset is sold. Types of investments on which capital gains tax is charged include homes, businesses, farms, and similar other options.

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Indian Money Review – How to Avail Lower Rate on a Personal Loan

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If you want to get a personal loan then it will be important for you to do everything possible to get the loan for a lower interest rate. In this Indian Money review we will look at how you can qualify for good interest rates when applying for personal loans.

How to bring down interest rate on personal loans?

Before you apply for a personal loan, you need to be aware of the fact that these loans are approved as per ability of the borrower to repay the loan and also on person’s credit score. Indianmoney.com Bangalore reviews aspects that you need to consider for getting a personal loan at best rate.

Timely Repayment of Debts

You will be able to maintain good credit score when you pay your debts (such as loan installments and credit card dues) in time. Other things you can do are, limit the cards you use, control the usage for cards, make timely payment of EMIs, and if possible take secured credit.

Stay Away from Applying for Several Loans Together

Indian Money company reviews show that if a person is applying for loan from several companies at a time then it brings down person’s credit score. This, in turn reduces the chances of loan approval since multiple credit checks negatively effects applicants CIBIL score.

Stability of Job

In Indianmoney dot com review it was found that personal loan providers expect that an applicant has a minimum of 2 years of experience in a job. This highlights job stability person has and qualifies him or her for better interest rate.

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Review of Primary Reasons Why People Buy Leads from Lead Market

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What do you understand by a lead? A lead refers to likely customers, who are important for online businesses and also for services industry. It will not be wrong if we say that, financial services such as mutual funds, loans, insurance, and real estate all usually function based on leads.

In case, you are looking for leads in the realm of financial services, there issingle place to search at. Lead Market is country biggest marketplace when we talk about financial intermediaries such as stock brokers, insurance agents, and distributors of mutual funds to buy as well as manage pre-qualified leads.

Leads that available at Lead Market are usually generated through one of the largest financial advice websites, IndianMoney.com and it is also the Parent Company for Lead Market. IndianMoney.com is also registered under the name of Suvision Holdings Private Limited.

Review of Main Reasons People Should BuyValuable Leads from Lead Market

What is the usefulness of lead generation? There are many financial organizations that required leads. Lead Market assists in generation of quality leads for personal finance products.

There’s more: Lead Market reviews Indicate key features present in their Lead Market App that arewell detailed and provide information about qualified leads. Lead Market related feedback informs us that stringent quality checks done by Lead Market help in bringing excellent leads.

Additionally, all the leads present on Lead Market App are usually validated and verified through what is known as MAN. MAN is the abbreviation for Money, Authority and Need where decision maker has to examine whether he has the funds to buy and if really any need for financial products has. Moreover, all leads are validated by Lead Market after MAN.

Lead Market reviews show us that when you buy leads, you receive extensive information about all the qualified leads.

The ‘Campaign Manager’ assigned by Lead Market assists with generation of industry specific leads having hundred percent assuranceabout quality of lead.

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Reasons Why You Should Buy Term Life Insurance Plan – Indian Money Review

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Purchasing a term life insurance plan is the best way to ensure high cover for your family at a low cost. A term insurance policy gives the buyer an option to modify or customize policy features and benefits to suit personal requirements. You have a number of options to choose from.

It’s best to avail term life insurance at young age. Once you have a good job and stable income, you can avail a term insurance policy as it provides your family with security and financial stability in your absence. If you have dependents, don’t forget term life insurance.

Want to know more on Term Life Insurance? IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products.

Reasons Why You Should Buy Term Life Insurance Plan

Outlined below are the top 7 reasons why you must consider buying a term insurance plan:

Affordable premiums: A term insurance plan is affordable and conveniently fits your budget. These plans provide life cover for a defined period and are designed to secure family needs in case of an untimely demise. The policy holder can pay a monthly or yearly premium as per affordability and budget.

Duration of the policy: the term insurance plans are long term policies, where an individual can opt for policy cover up to 40 years. The duration of your financial commitment determines the tenure of the term insurance policy. The term insurance policies are generally sold with terms ranging from 5 to 40 years. However, the term also depends on the age of entry of the policy holder. The sooner you start, the longer you get to enjoy the cover.

Premiums are low: the term insurance plans can be availed for a nominal monthly or yearly premium.

Offer rider benefits: a term insurance rider is an additional benefit that provides the insured with supplementary coverage along with the already existing benefits on the term insurance policy. Some insurers provide rider benefits for critical illness or the accidental death benefit. The rider benefits can be purchased at an extra cost. A buyer can modify their already existing policies by adding these riders that offer coverage for all possible life risks.

Tax savings:  a person availing term life insurance policy can also get tax exemptions on the premiums paid. The term insurance plan is an efficient tax saving instrument. Section 80C of the income tax act allows a tax exemption of up to Rs 1.5 Lakh a year. Apart from tax savings on premium, the death benefit is tax free under Section 10(10d) of the income tax act.

Provides financial stability to your family: Availing term insurance policy makes sure you secure finances of your family on an untimely demise. It helps your family stay on track in case of any eventuality and helps settle debts and loans in the event of premature death of the breadwinner. The term insurance plans are easy to comprehend and offer substantial life cover at low costs. The nominee is entitled to receive the death benefit in case the policy holder expires within the term of the plan.

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IndianMoney Reviews Filing Complaint against Builder in Consumer Forum

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There are plenty of complaints against builders and developers. Non delivery of possession certificate is one of the biggest complaints against builders. Poor quality construction, leakage in ceiling, low quality electric wiring, improper drainage system, and delay in handing over the apartment are some of the other complaints.

They are plenty of ways builders can cheat you. A common unfair practice is insertion of a penalty clause which favors builders. All rules and penalties are for customers and none for builders. A buyer could be charged a penalty of 18% on delayed payments when buying an apartment. The builder clause has a penalty of just 1-2% for the builder in case of late delivery.

What to learn on residential land and residential apartments? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products.

Indian Money Reviews Filing Complaint against Builder In Consumer Forum

The Real Estate Regulatory Authority (RERA) Act, 2016, is a boon to buyers of residential apartments. For buyers it gets better and better. Consumer Courts and Consumer Forum’s look into customer grievances even if the real estate purchase is less than a Crore. You enjoy protection under the Consumer Protection Act, 1986, even for real estate projects.

SEE ALSO: How to Handle Customer Complaints A Review By Indian Money

Steps to file complaints In Consumer Court:

STEP 1:

Before filing a complaint with consumer court, send a notice to the builder. This may be because of deficiency in service or any unfair practices. You are giving the builder a chance to rectify the error by giving you compensation. If the builder doesn’t care about the notice, approach the consumer court.

STEP 2:

Submit a formal complaint under Consumer Protection Act, 1986The complaint form must have all facts (this is necessary to take action), and must be submitted to the commission.

File the complaint in the district forum where the office of profit (area where the real estate project is located) is under the jurisdiction. Make sure details of the complaint and the faulty party are included. Specify compensation costs and relief amounts sought in the complaint. Sign at the bottom of the complaint.

If you want to post a review on any company you can post it on Indianmoney.com review and complaint portal IamCheated.com.

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C. S. Sudheer Reviews Complexities of Financial Products

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C S Sudheer is the founder and CEO of IndianMoney.com – India’s largest Financial Education Company. He holds a strong vision to serve the nation by spreading financial literacy and promoting financial inclusion. Being a university topper C. S. Sudheer always aspired to achieve big in his life. As a first step, he joined the insurance industry wherein he witnessed numerous complaints of mis-selling practices. In the year 2008, while serving as the Regional Head of a leading broking house he met an auto driver who was brutally misled by an insurance agent, resulting in the loss of his lifetime savings.

After thorough review C. S. Sudheer decided to start a financial education company at the tender age of 22 to curb unscrupulous sales practices rampant in Indian Financial Services industry. Ever since, he has taken up this mammoth task of educating common man on various financial products in a simple and easy to comprehend language. It helps them with easy to consume capsules of financial education so that they are not cheated by any of the intermediaries.

Sudheer has immense passion for writing. In this profile, he has authored the book ‘Love Beyond Death’ which takes the readers on a journey full of introspection and inspiration. Through the book, he attempts to showcase to the people the importance of securing their loved one’s future by prompting to buy Life insurance policies according to their needs.

A distinguished orator, Sudheer has been the speaker at RBI’s Digital Banking Conference and Mint’s Fintech Conference. He was invited by the World Bank to attend World Bank’s Fintech CEO’s Summit in Washington DC. He is the host of several TV programs like ‘The Wealth Doctor Show’ on India’s leading English news channel Times Now, ‘Money Doctor Show’ on CNN IBN and News 18 Kannada. His columns ‘Money Maathu’ in Vijayavani and ‘Money Guide’ in Vijaya Karnataka are very popular. He is also the member of the Board of Studies of National College, Bangalore.

https://yourstory.com/2014/04/indianmoney/

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http://www.businessworld.in/article/We-Aim-To-Make-India-Financially-Literate-Says-C-S-Sudheer-IndianMoney-com/18-07-2018-155155

https://www.indiainfoline.com/article/editorial-interviews-leader-speak/interview-cs-sudheer-founder-ceo-indianmoney-com-118110200774_1.html

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https://beboldpeople.com/2016/12/16/a-shrewd-mind-and-a-heart-of-gold-c-s-sudheer-is-the-entrepreneur-india-needs/

https://www.amazon.in/Love-Beyond-Death-C-Sudheer-ebook/dp/B075GXHNST

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Indian money Review – Why You Need a Term Insurance Plan

What is Term Insurance Plan?

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Term insurance plan is a basic risk protection plan. It is a term contract between the insured and the insurer. The insured avails the policy by paying premiums on a monthly or annual basis. Sum assured is paid to nominees if policy holder dies within the term of the plan.  An insured would spend a small portion of his/her annual income to avail a term life insurance plan. Term insurance would financially benefit the family, if the insured meets an untimely end. Term life insurance has no survival benefits.

How to avail a term insurance plan?

You can avail a term insurance plan either online or offline through life insurance agents. Availing online term insurance may be 30-40% cheaper than offline plans.

Want to know more on term life insurance? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products.

Need Term Insurance Plan

How does term insurance help the beneficiary?

Best Term insurance comes as a boon when there is a home loan/property loan against your name. The loan can be repaid and children can continue their education. Term insurance is about providing financial protection to your family. Term insurance is a necessity if you are the only breadwinner of your family. Term life insurance could save family from a financial crisis on an unexpected demise. It is a smart move to avail a term life insurance plan.

Term Insurance Policies: Make Necessary Disclosures

If you are a smoker/drinker, you need to clearly mention this in the insurance proposal form. Your application would still be accepted, it’s just that you would be charged a slightly higher premium. This is because the risk borne by the insurer is high. Claims could be rejected if the insurer finds you were a smoker/drinker and you didn’t disclose this.

What is contestability?

Contestability is the time period after which the insurer cannot decline insurance for any reason. Insurer cannot claim that you hid medical condition or smoking/drinking habits to deny claims for any reason after the contestability period. You need to read this clause thoroughly before signing up for a term insurance policy.

Have a complaint against any company? IndianMoney complaint portal IamCheated.com can help resolve the issue. Just visit IamCheated.com and post your complaint. If you want to post a review on any company you can post it on Indian Money review and complaint portal IamCheated.com.

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Review and file a complaint on online fraud – Indian Money Review

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Indian money Review, a consumer cheated by an online shopping site can raise a complaint against them, by registering a consumer complaint on the official website of the consumer & empowerment centre.

What is Online Fraud?

Online fraud is theft which is committed online. These types of frauds involve financial fraud or identity fraud. There are various ways in which online fraud is done. Online fraud is mainly done to get the individual reveal personal information or by luring the person to willingly transfer money to the scammers account. These frauds can either be done through virus attacks or by sending emails with a log in page that would collect individual’s personal data or by luring the person to send money to accounts created by fraudsters via fake websites.

Online shopping frauds:

The success of online shopping is mainly due to the advancement of technology. Technology has made it easier for scammers to hack people’s personal data. However, it is often the tech savvy people who fall prey to these online scams. As per Indian Money reviews, the fraudsters often play with people’s emotions either by exploiting the ability to make irrational decisions under the influence of emotions or by engaging a user to an extent where they will fully agree to transfer money to the scammers accounts.

It is a crime where the scammers play smart exploiting people’s greed or by exploiting the ignorance of people who have less knowledge on technology. Online shopping frauds are also on the rise.

The typical online shopping frauds are as follows:

Prize scam: These scams can be committed, by telephone or by mail. They inform that you have won a prize like a large sum of money, shopping vouchers, a free holiday or travel related products and to claim it, you are asked to send money or provide personal information.

Products at very low prices: Indian Money Bangalore says, a product is advertised at an unbelievably low price, or advertised saying they have amazing benefits or features that sound too good to be true. The online site may ask for payment before accessing the deal or make you pay for some fake vouchers.

Foreign retailer: When purchasing goods from a foreign shopping site, carefully go through the information on the retailer’s policies and delivery.

Unsecured Payment method: The biggest fraud on a retail website is the method of payment. Scammers will often ask you to pay using a money order or wire transfer. Once you make the payment through this method, it is likely you will never receive the purchased item or most probably receive a fake item.

Have a complaint against any company? IndianMoney complaint portal Iamcheated.com can help resolve the issue. If you want to post a review on any company you can post it on Indian Money review and complaint portal IamCheated.com.

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