Review by Indian Money dot com Promotes Financial Inclusion in Association with Max Life Insurance

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IndianMoney.com review, is offering a group term insurance plan in association with Max Life. This insurance plan comes with a myriad of benefits such as paperless transactions, one-time premium, and even no medical test for prospects with income below Rs 3 lakh.

C S Sudheer, Founder, IndianMoney Group said, “Insurance reach in India stands low owing to the dearth of financial literacy. Affordability is the key which has to be addressed at the time of bringing the uninsured segment within the purview of financial inclusion. With Indian Money Review launching this group term plan, we will bring the majority population within the ambit of financial inclusion”

Speaking on the partnership, V. Viswanand, Deputy Managing Director, Max Life said, “There is a tremendous scope to increase the life insurance penetration in India. Through this partnership we aim to make formal financial services and specifically life insurance more accessible to a larger segment of the population, thereby increasing the financial protection of the country”.

In association with Max Life, Indian Money dot com review will be offering group term insurance to its existing customer base of more than 5 million on a voluntary basis. The cover would range from Rs10 lakh to Rs20 lakh. Term of the insurance cover for members will be of one year from the Effective Date of Coverage (EDC) as mentioned in the Certificate of Insurance. People aged between 18 to 45 will be covered under this policy.

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Indianmoney Review Bangalore – Top Life Insurance Riders That You Must Know

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It’s great that you have availed a life insurance policy to protect the future of loved ones. In this World of uncertainty, only life insurance can provide for your family when there is a loss of income on an unexpected demise.

As Per Indianmoney Review Bangalore, if you are the breadwinner of your family, then it is extremely important for you to avail a life insurance policy. Life insurance plan covers the risk of death of the policyholder, within the term of the plan. The main purpose of availing a life insurance policy is to substitute for loss of income, when the breadwinner of the family passes away.

Indian money Review Term Life insurance policies are pure risk protection plans with no survival benefits. Life insurer pays out the sum assured or death benefits to the nominee or beneficiary, when the insured dies within the term of the plan. This helps family members continue leading the current lifestyle.

Types of Life Insurance:

  • Term Life Insurance Policy
  • Unit Linked Insurance Plan (ULIP)
  • Endowment Policy
  • Money Back Policy
  • Whole life Insurance Policy
  • Child Insurance Plans
  • Annuity Plans for retirement

To choose the right life insurance policy, you must first understand your requirements. Analyze family’s lifestyle, future expenses and liabilities. Your life insurance policy must be able to take care of all these needs. To get an idea on how much life insurance you need, take a look at IndianMoney.com HLV Calculator.

You can increase the sum assured by availing riders or add-on features, along with a life insurance policy. Indianmoney dot com review Riders alone pay a considerable sum if the insured happens to meet specific incidents, as specified under the rider. Riders offer rider sum assured at additional premiums.

Want to know more on Term Life Insurance? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products.

Have a complaint against any company? IndianMoney.com’s complaint portal Iamcheated.com can help you resolve the issue. Just visit IamCheated.com and lodge your complaint. If you want to post a review on any company you can post it on Indianmoney.com review and complaint portal IamCheated.com.

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C S Sudheer Indian Money Review of Different Types of Direct Taxes

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What are direct taxes and what are the different types of direct taxes? Let us find an answer to these questions in this Indian Money review of direct taxes.

Direct Taxes and Their Types

Direct taxes are the taxes that are paid by businesses and individuals to government. As per IndianMoney.com Bangalore review, these taxes are levied as per profit levels and income of entities and individuals. Thus, if you are earning more than taxes you pay will be higher.

We will now go through details of different direct taxes that are levied by the government.

Different Types of Direct Taxes

Income Tax

As per Indian Money dot com Bangalore, this tax is charged as per level of income a person has. Moreover, this tax is decided on the basis of taxable income a person earns. There are different categories on the basis of which income tax amount is calculated.

  1. Income earned by businesses and professionals.
  2. Salary income.
  3. Income earned from properties.
  4. Capital gains.
  5. Income from all other sources.

Wealth Tax

The basis for this tax is the gains made through property ownership by people. The wealth tax is decided on the basis of present market price of the property.

Capital Gains Tax: As per C. S. Sudheer review, this tax is charged when any investment or asset is sold. Types of investments on which capital gains tax is charged include homes, businesses, farms, and similar other options.

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Indian Money Review – How to Avail Lower Rate on a Personal Loan

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If you want to get a personal loan then it will be important for you to do everything possible to get the loan for a lower interest rate. In this Indian Money review we will look at how you can qualify for good interest rates when applying for personal loans.

How to bring down interest rate on personal loans?

Before you apply for a personal loan, you need to be aware of the fact that these loans are approved as per ability of the borrower to repay the loan and also on person’s credit score. Indianmoney.com Bangalore reviews aspects that you need to consider for getting a personal loan at best rate.

Timely Repayment of Debts

You will be able to maintain good credit score when you pay your debts (such as loan installments and credit card dues) in time. Other things you can do are, limit the cards you use, control the usage for cards, make timely payment of EMIs, and if possible take secured credit.

Stay Away from Applying for Several Loans Together

Indian Money company reviews show that if a person is applying for loan from several companies at a time then it brings down person’s credit score. This, in turn reduces the chances of loan approval since multiple credit checks negatively effects applicants CIBIL score.

Stability of Job

In Indianmoney dot com review it was found that personal loan providers expect that an applicant has a minimum of 2 years of experience in a job. This highlights job stability person has and qualifies him or her for better interest rate.

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CS Sudheer, Founder & CEO, IndianMoney.com

 

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The prime objective of IndianMoney is 100% financial literacy in India and fostering financial inclusion among the masses by making them financially aware.

CS Sudheer, Founder & CEO, IndianMoney.comholds a strong vision to serve the nation by spreading financial literacy and promoting financial inclusion. The author of Love Beyond Death, a book that talks about the importance and need of being insured, Sudheer has served as a manager at ICICI Prudential Life Insurance and was the Cluster Head at Howden India. CS Sudheer Indian money completed his graduation in BBM-Marketing and is a post graduate from the Stanford University Graduate School of Business.

IndianMoney.com Review is India’s largest, free, unbiased financial education provider in India. I founded this company in 2008 to address the urgent need for financial education among the common man.
While working for an insurance company back then, I met an auto driver who told me that he had purchased an insurance policy. He said that the salesperson had promised him — “Rs1 lakh in 3 years for a one-time payment of Rs25, 000″.

When we checked the policy document later, we realized that it was a regular premium ULIP plan, wherein the man would have to pay Rs25, 000 for three consecutive years to be eligible for the returns. Moreover, the returns would be market-based and not guaranteed. This incident shook me and made me look at things from a different perspective. Sales people were misleading and “misselling” to the uneducated common folk in order to satiate their greed and their targets.

This was the instance that made me realize the need for genuine, honest, and unbiased financial education so that people could avoid being misled or duped. That’s how IndianMoney.com began: to end unethical, misleading sales practices and to spread financial literacy.

To begin with, I had to decide on a model to educate the masses. I explored multiple ways and zeroed in on the on-call advisory method to connect effectively with the public.
Although paving the right path to success was a herculean task, we overcame all obstacles, and today, we have successfully completed a decade of making people ‘Wise and Rich’.
The prime objective of the Indianmoney Company is 100% financial literacy in India and fostering financial inclusion among the masses by making them financially aware.

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CS Sudheer, Indian money CEO – Are you planning for the right Investment

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Are you planning for the right Investment?? Then, here is the best investment plan Leave a Missed Call on 022-6181-6111 for Instant Financial Tips on Insurance, Loans, Property, Tax, Investments, Mutual Funds & More.

As per Indian Money CEO Investing is one of the best options to increase hard earned money within a stipulated time. Investing money helps a person achieve financial goals easily. An investment helps improve financial status and secure your future. If you are not looking for long term investments, then stick to 3 year investment schemes that give good returns in a short time.

Best Investment Plan For 3 years

As per Indian money reviews financial planning is the process of creating a proper financial plan to meet investment goals, within a specific time frame. Financial planning helps secure your future as well as build wealth. A good financial plan always helps you err on the side of caution and cover all financial liabilities.

Manage income/finances effectively by diversifying investments.

Invest in avenues that generate more income in lesser time.

Discarding liabilities and paying debts

Creating emergency savings

Savings Bank Accounts:

savings bank account is a deposit account opened by an individual at a bank or any other financial institution that provides a modest interest rate usually 3.5-4% a year.

The savings bank accounts help investors set aside a portion of their income, on which they earn interest. The funds deposited in the savings account remains accessible to the customer as he can withdraw the funds whenever needed. The savings bank account has low risk.

SEE ALSO: Savings Schemes In Post Office

Liquid funds:  

As per CS Sudheer Indian Money Liquid fund is a type of debt mutual fund. These schemes are generally open-ended and are for short term investments. The liquid funds invest in money market instruments like certificates of deposit, treasury bills and commercial paper of maturity up to 91 days.

Fixed deposits:

A fixed deposit is a financial instrument that enables customers save money in a bank or NBFC, which gives a higher rate of return than a savings bank account, (around 7% a year). Fixed deposits are one of the safest investments around. Fixed deposits are unaffected by market conditions. Fixed deposits offer liquidity (can be withdrawn with a small penalty) and offer decent returns.

Fixed maturity plans:

Fixed maturity plans (FMP) are debt funds that invest in company debt, money market instruments, fixed deposits and government securities. These are also close-ended debt mutual funds with maturity extending to around five years.

Fixed maturity plans invest in fixed income generating instruments like certificate of deposits or bonds and have a pre-defined tenure.

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Review of Primary Reasons Why People Buy Leads from Lead Market

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What do you understand by a lead? A lead refers to likely customers, who are important for online businesses and also for services industry. It will not be wrong if we say that, financial services such as mutual funds, loans, insurance, and real estate all usually function based on leads.

In case, you are looking for leads in the realm of financial services, there issingle place to search at. Lead Market is country biggest marketplace when we talk about financial intermediaries such as stock brokers, insurance agents, and distributors of mutual funds to buy as well as manage pre-qualified leads.

Leads that available at Lead Market are usually generated through one of the largest financial advice websites, IndianMoney.com and it is also the Parent Company for Lead Market. IndianMoney.com is also registered under the name of Suvision Holdings Private Limited.

Review of Main Reasons People Should BuyValuable Leads from Lead Market

What is the usefulness of lead generation? There are many financial organizations that required leads. Lead Market assists in generation of quality leads for personal finance products.

There’s more: Lead Market reviews Indicate key features present in their Lead Market App that arewell detailed and provide information about qualified leads. Lead Market related feedback informs us that stringent quality checks done by Lead Market help in bringing excellent leads.

Additionally, all the leads present on Lead Market App are usually validated and verified through what is known as MAN. MAN is the abbreviation for Money, Authority and Need where decision maker has to examine whether he has the funds to buy and if really any need for financial products has. Moreover, all leads are validated by Lead Market after MAN.

Lead Market reviews show us that when you buy leads, you receive extensive information about all the qualified leads.

The ‘Campaign Manager’ assigned by Lead Market assists with generation of industry specific leads having hundred percent assuranceabout quality of lead.

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Reasons Why You Should Buy Term Life Insurance Plan – Indian Money Review

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Purchasing a term life insurance plan is the best way to ensure high cover for your family at a low cost. A term insurance policy gives the buyer an option to modify or customize policy features and benefits to suit personal requirements. You have a number of options to choose from.

It’s best to avail term life insurance at young age. Once you have a good job and stable income, you can avail a term insurance policy as it provides your family with security and financial stability in your absence. If you have dependents, don’t forget term life insurance.

Want to know more on Term Life Insurance? IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products.

Reasons Why You Should Buy Term Life Insurance Plan

Outlined below are the top 7 reasons why you must consider buying a term insurance plan:

Affordable premiums: A term insurance plan is affordable and conveniently fits your budget. These plans provide life cover for a defined period and are designed to secure family needs in case of an untimely demise. The policy holder can pay a monthly or yearly premium as per affordability and budget.

Duration of the policy: the term insurance plans are long term policies, where an individual can opt for policy cover up to 40 years. The duration of your financial commitment determines the tenure of the term insurance policy. The term insurance policies are generally sold with terms ranging from 5 to 40 years. However, the term also depends on the age of entry of the policy holder. The sooner you start, the longer you get to enjoy the cover.

Premiums are low: the term insurance plans can be availed for a nominal monthly or yearly premium.

Offer rider benefits: a term insurance rider is an additional benefit that provides the insured with supplementary coverage along with the already existing benefits on the term insurance policy. Some insurers provide rider benefits for critical illness or the accidental death benefit. The rider benefits can be purchased at an extra cost. A buyer can modify their already existing policies by adding these riders that offer coverage for all possible life risks.

Tax savings:  a person availing term life insurance policy can also get tax exemptions on the premiums paid. The term insurance plan is an efficient tax saving instrument. Section 80C of the income tax act allows a tax exemption of up to Rs 1.5 Lakh a year. Apart from tax savings on premium, the death benefit is tax free under Section 10(10d) of the income tax act.

Provides financial stability to your family: Availing term insurance policy makes sure you secure finances of your family on an untimely demise. It helps your family stay on track in case of any eventuality and helps settle debts and loans in the event of premature death of the breadwinner. The term insurance plans are easy to comprehend and offer substantial life cover at low costs. The nominee is entitled to receive the death benefit in case the policy holder expires within the term of the plan.

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IndianMoney Reviews Filing Complaint against Builder in Consumer Forum

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There are plenty of complaints against builders and developers. Non delivery of possession certificate is one of the biggest complaints against builders. Poor quality construction, leakage in ceiling, low quality electric wiring, improper drainage system, and delay in handing over the apartment are some of the other complaints.

They are plenty of ways builders can cheat you. A common unfair practice is insertion of a penalty clause which favors builders. All rules and penalties are for customers and none for builders. A buyer could be charged a penalty of 18% on delayed payments when buying an apartment. The builder clause has a penalty of just 1-2% for the builder in case of late delivery.

What to learn on residential land and residential apartments? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products.

Indian Money Reviews Filing Complaint against Builder In Consumer Forum

The Real Estate Regulatory Authority (RERA) Act, 2016, is a boon to buyers of residential apartments. For buyers it gets better and better. Consumer Courts and Consumer Forum’s look into customer grievances even if the real estate purchase is less than a Crore. You enjoy protection under the Consumer Protection Act, 1986, even for real estate projects.

SEE ALSO: How to Handle Customer Complaints A Review By Indian Money

Steps to file complaints In Consumer Court:

STEP 1:

Before filing a complaint with consumer court, send a notice to the builder. This may be because of deficiency in service or any unfair practices. You are giving the builder a chance to rectify the error by giving you compensation. If the builder doesn’t care about the notice, approach the consumer court.

STEP 2:

Submit a formal complaint under Consumer Protection Act, 1986The complaint form must have all facts (this is necessary to take action), and must be submitted to the commission.

File the complaint in the district forum where the office of profit (area where the real estate project is located) is under the jurisdiction. Make sure details of the complaint and the faulty party are included. Specify compensation costs and relief amounts sought in the complaint. Sign at the bottom of the complaint.

If you want to post a review on any company you can post it on Indianmoney.com review and complaint portal IamCheated.com.

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C. S. Sudheer Reviews Complexities of Financial Products

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C S Sudheer is the founder and CEO of IndianMoney.com – India’s largest Financial Education Company. He holds a strong vision to serve the nation by spreading financial literacy and promoting financial inclusion. Being a university topper C. S. Sudheer always aspired to achieve big in his life. As a first step, he joined the insurance industry wherein he witnessed numerous complaints of mis-selling practices. In the year 2008, while serving as the Regional Head of a leading broking house he met an auto driver who was brutally misled by an insurance agent, resulting in the loss of his lifetime savings.

After thorough review C. S. Sudheer decided to start a financial education company at the tender age of 22 to curb unscrupulous sales practices rampant in Indian Financial Services industry. Ever since, he has taken up this mammoth task of educating common man on various financial products in a simple and easy to comprehend language. It helps them with easy to consume capsules of financial education so that they are not cheated by any of the intermediaries.

Sudheer has immense passion for writing. In this profile, he has authored the book ‘Love Beyond Death’ which takes the readers on a journey full of introspection and inspiration. Through the book, he attempts to showcase to the people the importance of securing their loved one’s future by prompting to buy Life insurance policies according to their needs.

A distinguished orator, Sudheer has been the speaker at RBI’s Digital Banking Conference and Mint’s Fintech Conference. He was invited by the World Bank to attend World Bank’s Fintech CEO’s Summit in Washington DC. He is the host of several TV programs like ‘The Wealth Doctor Show’ on India’s leading English news channel Times Now, ‘Money Doctor Show’ on CNN IBN and News 18 Kannada. His columns ‘Money Maathu’ in Vijayavani and ‘Money Guide’ in Vijaya Karnataka are very popular. He is also the member of the Board of Studies of National College, Bangalore.

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